Vision insurance vs health insurance
As your local eye doctor in Northeast Indiana, we want to give you the best eyecare possible. One way we do this is by accepting a variety of vision insurance plans and payment types. It’s important to know what vision insurance vs health insurance covers within your policy to ensure you make the most of it. Most insurance plans expire at the end of the year, so now is the time to take stock and claim your benefits.
What is vision insurance?
First, let’s take a look at what vision insurance includes and how it differs from health insurance. Health or medical insurance is designed to cover medical expenses. For your eyes, this can include treating injuries or testing and diagnosing eye diseases.
Vision insurance is for keeping your eyes healthy and protecting your vision, covering routine eye health expenses. It helps reduce the cost of regular eye examinations and prescriptions for glasses or contact lenses to help you see as clearly as possible. So, if you’re looking at vision insurance vs. health insurance, it’s not an either-or choice; you can benefit from having both.
Benefits of vision insurance
The benefits included in your vision insurance will depend on the plan you’re on. Whether you have access to a plan through your work or you’ve chosen to set up a plan yourself, it’s a good idea to familiarize yourself with the benefits available. These will usually include free or discounted eye examinations and either an allowance or discount on glasses frames and lenses or contact lenses. Some plans offer additional benefits, too. Most plans run out at the end of the year, so make the most of your plan by using up all your benefits before then.
Choosing a vision insurance plan
There are several factors to consider when choosing your vision insurance plan. Many providers offer both individual and family vision insurance plans, so you need to decide which is right for your personal situation. You’ll also want to consider what you can afford in terms of the monthly cost and copay.
Look at coverage for different providers and make sure your area is included. Then think about your eyecare needs – how regularly do you need eye examinations, is your prescription likely to change in the coming year, requiring new glasses? If you wear glasses, are upgrades such as an anti-glare coating something you want to be included?
We want to give our patients as many options as possible and accept most major insurance plans, including Davis Vision, Eyemed, United Healthcare Vision, and VSP. You can find a full list of the insurance plans we accept on our website.
As a VSP vision insurance out-of-network provider, you might be surprised by the savings you can make. Choosing a network provider isn’t always the cheapest option or the best option for you personally. We bill VSP directly, making life easy for you. We also offer VSP members a 20% discount on all prescription and non-prescription glasses, including sunglasses. If you select VSP as your provider, you’ll also receive savings not just on eyecare but also on entertainment, travel, and more.
Contact your eye doctor in Fort Wayne or Warsaw
If you want to find out more about vision insurance, we’re here to help. Contact us and our friendly teams can provide more information on which insurance plans we accept.